Aditya Birla Sun Life Mutual Fund
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth
Retirement
+10.8% 3Y CAGR
Nippon India Mutual Fund
Retirement · Direct · Growth
NAV as of 30 Oct 2026 · Source: AMFI
Nippon India Retirement Fund- Wealth Creation Scheme is a Retirement fund from Nippon India Mutual Fund, with NAVs going back to February 2015. This page covers its direct plan, growth option. It manages ₹2,882 crore, the 4th largest of 26 Retirement funds. Its expense ratio is 1.27% a year, higher than the median of 1.13% for Retirement funds.
Over the last three years it returned 9.87% a year, 8th of 24 Retirement funds (median 8.81%). Over five years it returned 9.34% a year, 7th of 22. It is 0.08 percentage points a year behind its benchmark, the BSE 500 TRI, over three years, on AMFI's figures. Its biggest fall from a peak in the last three years was 18.3%, and AMFI's riskometer rates it Very High.
Annualised (CAGR) for periods over a year, calculated from AMFI NAVs up to 30 Oct 2026. Past performance does not guarantee future returns. How we calculate returns
1 Year
-8.69%
3 Years
+9.87%
5 Years
+9.34%
Since launch (13 Feb 2015)
+9.93%
Fund and benchmark returns as published by AMFI for 29 Oct 2026, so both sides use the same date and method. They can differ slightly from the figures above.
| Period | This fund | Benchmark | Difference |
|---|---|---|---|
| 1 Year | -8.63% | -7.82% | -0.81 pts |
| 3 Years | +10.03% | +10.11% | -0.08 pts |
| 5 Years | +9.44% | +8.71% | +0.73 pts |
| 10 Years | +10.61% | +12.56% | -1.95 pts |
| Since launch | +10.00% | +11.46% | -1.46 pts |
Measured from this fund's own daily NAVs over the last three years.
Volatility (annualised)
14.7%
How much the NAV typically swings in a year. Higher means a bumpier ride.
Worst fall from a peak
-18.3%
The biggest drop from a high to a later low. A sense of what a bad stretch has looked like.
Daily NAV since 13 Feb 2015.
These come from the fund's monthly factsheet and Scheme Information Document (SID). We don't show them yet, because we can't keep them accurate. Check them on Nippon India Mutual Fund's website before you invest.
Funds next to Nippon India Retirement Fund- Wealth Creation Scheme, in the same category, ranked by 3-year return.
Aditya Birla Sun Life Mutual Fund
Retirement
+10.8% 3Y CAGR
HDFC Mutual Fund
Retirement
+9.4% 3Y CAGR
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Plan - Growth Option
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