Tata Mutual Fund
Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option
Retirement
+11.1% 3Y CAGR
Aditya Birla Sun Life Mutual Fund
Retirement · Direct · Growth
NAV as of 30 Oct 2026 · Source: AMFI
Aditya Birla Sun Life Retirement Fund-The 40s Plan is a Retirement fund from Aditya Birla Sun Life Mutual Fund, with NAVs going back to March 2019. This page covers its direct plan, growth option. It manages ₹108 crore, the 21st largest of 26 Retirement funds. Its expense ratio is 1.18% a year, higher than the median of 1.13% for Retirement funds.
Over the last three years it returned 10.84% a year, 7th of 24 Retirement funds (median 8.81%). Over five years it returned 8.57% a year, 11th of 22. It is 1.88 percentage points a year ahead of its benchmark, the CRISIL Hybrid 35+65 - Aggressive Index, over three years, on AMFI's figures. Its biggest fall from a peak in the last three years was 11.1%, and AMFI's riskometer rates it Very High.
Annualised (CAGR) for periods over a year, calculated from AMFI NAVs up to 30 Oct 2026. Past performance does not guarantee future returns. How we calculate returns
1 Year
-3.62%
3 Years
+10.84%
5 Years
+8.57%
Since launch (13 Mar 2019)
+10.02%
Fund and benchmark returns as published by AMFI for 29 Oct 2026, so both sides use the same date and method. They can differ slightly from the figures above.
| Period | This fund | Benchmark | Difference |
|---|---|---|---|
| 1 Year | -4.24% | -4.80% | +0.56 pts |
| 3 Years | +10.69% | +8.81% | +1.88 pts |
| 5 Years | +8.51% | +7.49% | +1.02 pts |
| Since launch | +9.99% | +10.99% | -1.00 pts |
Measured from this fund's own daily NAVs over the last three years.
Volatility (annualised)
10.8%
How much the NAV typically swings in a year. Higher means a bumpier ride.
Worst fall from a peak
-11.1%
The biggest drop from a high to a later low. A sense of what a bad stretch has looked like.
Daily NAV since 13 Mar 2019.
These come from the fund's monthly factsheet and Scheme Information Document (SID). We don't show them yet, because we can't keep them accurate. Check them on Aditya Birla Sun Life Mutual Fund's website before you invest.
Funds next to Aditya Birla Sun Life Retirement Fund-The 40s Plan, in the same category, ranked by 3-year return.
Tata Mutual Fund
Retirement
+11.1% 3Y CAGR
Nippon India Mutual Fund
Retirement
+9.9% 3Y CAGR
HDFC Mutual Fund
Retirement
+9.4% 3Y CAGR
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth
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