Section 80CSave up to ₹46,800/year
Tax Saving
Mutual Funds 2026
ELSS funds offer the best of both worlds — a Section 80C deduction and equity market returns, with the shortest lock-in of just 3 years.
₹46,800
Max tax saved (30%)
3 yrs
Shortest lock-in
80C
Section
Top ELSS funds for 2026
Direct growth plans ranked by 3-year CAGR. All qualify for Section 80C deduction.
7
BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth OptionBaroda BNP Paribas
+17.9%
3Y CAGR
₹109.30
NAV
9
+17.7%
3Y CAGR
₹31.07
NAV
10
+17.6%
3Y CAGR
₹30.21
NAV
ELSS vs other 80C options
How ELSS stacks up against PPF, NPS, FD and NSC.
| Instrument | Lock-in | Returns* | 80C eligible |
|---|---|---|---|
| ELSSBest pick | 3 years | 12–18%* | Yes |
| PPF | 15 years | 7.1% | Yes |
| NPS | Till 60 | 9–12%* | Yes (80CCD) |
| Tax FD | 5 years | 6–7% | Yes |
| NSC | 5 years | 7.7% | Yes |
* Indicative historical ranges. Equity returns are market-linked and not guaranteed.
Tax saving calculator
Annual investment₹1,50,000
Tax bracket (30%)₹46,800 saved
Tax bracket (20%)₹31,200 saved
Tax bracket (10%)₹15,600 saved
SIP calculator →Disclaimer
Mutual fund investments are subject to market risks. ELSS returns are market-linked and not guaranteed. Please consult a SEBI-registered advisor before investing. Tax calculations are illustrative.