HDFC Mutual Fund
HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan
Retirement
+9.4% 3Y CAGR
Bandhan Mutual Fund
Retirement · Direct · Growth
NAV as of 31 Oct 2026 · Source: AMFI
Bandhan Retirement Fund is a Retirement fund from Bandhan Mutual Fund, with NAVs going back to October 2023. This page covers its direct plan, growth option. It manages ₹174 crore, the 16th largest of 26 Retirement funds. Its expense ratio is 1.03% a year, lower than the median of 1.13% for Retirement funds.
Over the last three years it returned 9.22% a year, 10th of 24 Retirement funds (median 8.81%). It is 0.63 percentage points a year ahead of its benchmark, the CRISIL Hybrid 50+50 - Moderate Index, over three years, on AMFI's figures. Its biggest fall from a peak in the last three years was 9.8%, and AMFI's riskometer rates it Very High.
Annualised (CAGR) for periods over a year, calculated from AMFI NAVs up to 31 Oct 2026. Past performance does not guarantee future returns. How we calculate returns
1 Year
-3.18%
3 Years
+9.22%
Since launch (19 Oct 2023)
+8.49%
Fund and benchmark returns as published by AMFI for 29 Oct 2026, so both sides use the same date and method. They can differ slightly from the figures above.
| Period | This fund | Benchmark | Difference |
|---|---|---|---|
| 1 Year | -4.22% | -3.13% | -1.09 pts |
| 3 Years | +8.95% | +8.32% | +0.63 pts |
| Since launch | +8.28% | +7.55% | +0.73 pts |
Measured from this fund's own daily NAVs over the last three years.
Volatility (annualised)
8.4%
How much the NAV typically swings in a year. Higher means a bumpier ride.
Worst fall from a peak
-9.8%
The biggest drop from a high to a later low. A sense of what a bad stretch has looked like.
Daily NAV since 19 Oct 2023.
These come from the fund's monthly factsheet and Scheme Information Document (SID). We don't show them yet, because we can't keep them accurate. Check them on Bandhan Mutual Fund's website before you invest.
Funds next to Bandhan Retirement Fund, in the same category, ranked by 3-year return.
HDFC Mutual Fund
Retirement
+9.4% 3Y CAGR
SBI Mutual Fund
Retirement
+9.1% 3Y CAGR
ICICI Prudential Mutual Fund
Retirement
+9.1% 3Y CAGR
Bandhan Retirement Fund - Direct Plan - Growth
Research-only · No transactions