UTI Mutual Fund
Sectoral / Thematic · Direct · Growth
NAV as of 30 Oct 2026 · Source: AMFI
UTI Banking and Financial Services Fund is a Sectoral / Thematic fund from UTI Mutual Fund, with NAVs going back to January 2013. This page covers its direct plan, growth option. It manages ₹1,300 crore, the 116th largest of 246 Sectoral / Thematic funds. Its expense ratio is 1.45% a year, higher than the median of 1.15% for Sectoral / Thematic funds.
Over the last three years it returned 12.02% a year, 77th of 137 Sectoral / Thematic funds (median 12.96%). Over five years it returned 9.64% a year, 67th of 98. It is 2.19 percentage points a year ahead of its benchmark, the Nifty Financial Services TRI, over three years, on AMFI's figures. Its biggest fall from a peak in the last three years was 16.5%, and AMFI's riskometer rates it Very High.
Annualised (CAGR) for periods over a year, calculated from AMFI NAVs up to 30 Oct 2026. Past performance does not guarantee future returns. How we calculate returns
1 Year
-5.38%
3 Years
+12.02%
5 Years
+9.64%
Since launch (2 Jan 2013)
+11.05%
Fund and benchmark returns as published by AMFI for 29 Oct 2026, so both sides use the same date and method. They can differ slightly from the figures above.
| Period | This fund | Benchmark | Difference |
|---|---|---|---|
| 1 Year | -5.59% | -9.62% | +4.03 pts |
| 3 Years | +12.13% | +9.94% | +2.19 pts |
| 5 Years | +9.71% | +6.62% | +3.09 pts |
| 10 Years | +10.20% | +12.69% | -2.49 pts |
| Since launch | +11.07% | +12.86% | -1.79 pts |
Measured from this fund's own daily NAVs over the last three years.
Volatility (annualised)
16.2%
How much the NAV typically swings in a year. Higher means a bumpier ride.
Worst fall from a peak
-16.5%
The biggest drop from a high to a later low. A sense of what a bad stretch has looked like.
Daily NAV since 2 Jan 2013.
These come from the fund's monthly factsheet and Scheme Information Document (SID). We don't show them yet, because we can't keep them accurate. Check them on UTI Mutual Fund's website before you invest.
Funds next to UTI Banking and Financial Services Fund, in the same category, ranked by 3-year return.
HDFC Mutual Fund
Sectoral / Thematic
+11.9% 3Y CAGR
UTI Banking and Financial Services Fund - Direct Plan - Growth Option
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