Aditya Birla Sun Life Mutual Fund
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth
Retirement
+16.0% 3Y CAGR
Union Mutual Fund
Retirement · Direct · Growth
NAV as of 30 Oct 2026 · Source: AMFI
Union Retirement Fund is a Retirement fund from Union Mutual Fund, with NAVs going back to September 2022. This page covers its direct plan, growth option. It manages ₹205 crore, the 15th largest of 26 Retirement funds. Its expense ratio is 1.36% a year, higher than the median of 1.13% for Retirement funds.
Over the last three years it returned 12.09% a year, 4th of 24 Retirement funds (median 8.81%). It is 2.31 percentage points a year ahead of its benchmark, the BSE 500 TRI, over three years, on AMFI's figures. Its biggest fall from a peak in the last three years was 17.8%, and AMFI's riskometer rates it Very High.
Annualised (CAGR) for periods over a year, calculated from AMFI NAVs up to 30 Oct 2026. Past performance does not guarantee future returns. How we calculate returns
1 Year
-2.20%
3 Years
+12.09%
Since launch (29 Sept 2022)
+14.09%
Fund and benchmark returns as published by AMFI for 29 Oct 2026, so both sides use the same date and method. They can differ slightly from the figures above.
| Period | This fund | Benchmark | Difference |
|---|---|---|---|
| 1 Year | -1.90% | -7.82% | +5.92 pts |
| 3 Years | +12.42% | +10.11% | +2.31 pts |
| Since launch | +13.04% | +9.86% | +3.18 pts |
Measured from this fund's own daily NAVs over the last three years.
Volatility (annualised)
14.4%
How much the NAV typically swings in a year. Higher means a bumpier ride.
Worst fall from a peak
-17.8%
The biggest drop from a high to a later low. A sense of what a bad stretch has looked like.
Daily NAV since 29 Sept 2022.
These come from the fund's monthly factsheet and Scheme Information Document (SID). We don't show them yet, because we can't keep them accurate. Check them on Union Mutual Fund's website before you invest.
Funds next to Union Retirement Fund, in the same category, ranked by 3-year return.
Aditya Birla Sun Life Mutual Fund
Retirement
+16.0% 3Y CAGR
Tata Mutual Fund
Retirement
+11.5% 3Y CAGR
Tata Mutual Fund
Retirement
+11.1% 3Y CAGR
Union Retirement Fund - Direct Plan - Growth Option
Research-only · No transactions