Tata Mutual Fund
Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option
Retirement
+7.2% 3Y CAGR
SBI Mutual Fund
Retirement · Direct · Growth
NAV as of 31 Oct 2026 · Source: AMFI
SBI Retirement Benefit Fund - Conservative Hybrid Plan is a Retirement fund from SBI Mutual Fund, with NAVs going back to February 2021. This page covers its direct plan, growth option. It manages ₹245 crore, the 14th largest of 26 Retirement funds. Its expense ratio is 1.26% a year, higher than the median of 1.13% for Retirement funds.
Over the last three years it returned 6.79% a year, 19th of 24 Retirement funds (median 8.81%). Over five years it returned 7.09% a year, 14th of 22. It is 1.10 percentage points a year behind its benchmark, the CRISIL Hybrid 65+35 - Conservative Index, over three years, on AMFI's figures. Its biggest fall from a peak in the last three years was 6.9%, and AMFI's riskometer rates it High.
Annualised (CAGR) for periods over a year, calculated from AMFI NAVs up to 31 Oct 2026. Past performance does not guarantee future returns. How we calculate returns
1 Year
-0.65%
3 Years
+6.79%
5 Years
+7.09%
Since launch (17 Feb 2021)
+8.54%
Fund and benchmark returns as published by AMFI for 29 Oct 2026, so both sides use the same date and method. They can differ slightly from the figures above.
| Period | This fund | Benchmark | Difference |
|---|---|---|---|
| 1 Year | -1.03% | -1.47% | +0.44 pts |
| 3 Years | +6.69% | +7.79% | -1.10 pts |
| 5 Years | +7.14% | +6.70% | +0.44 pts |
| Since launch | +8.61% | +7.56% | +1.05 pts |
Measured from this fund's own daily NAVs over the last three years.
Volatility (annualised)
5.7%
How much the NAV typically swings in a year. Higher means a bumpier ride.
Worst fall from a peak
-6.9%
The biggest drop from a high to a later low. A sense of what a bad stretch has looked like.
Daily NAV since 17 Feb 2021.
These come from the fund's monthly factsheet and Scheme Information Document (SID). We don't show them yet, because we can't keep them accurate. Check them on SBI Mutual Fund's website before you invest.
Funds next to SBI Retirement Benefit Fund - Conservative Hybrid Plan, in the same category, ranked by 3-year return.
Tata Mutual Fund
Retirement
+7.2% 3Y CAGR
HDFC Mutual Fund
Retirement
+6.5% 3Y CAGR
SBI Mutual Fund
Retirement
+6.4% 3Y CAGR
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth
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