SBI Mutual Fund
SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth
Retirement
+6.4% 3Y CAGR
ICICI Prudential Mutual Fund
Retirement · Direct · Growth
NAV as of 30 Oct 2026 · Source: AMFI
ICICI Prudential Retirement Fund - Pure Debt is a Retirement fund from ICICI Prudential Mutual Fund, with NAVs going back to February 2019. This page covers its direct plan, growth option. It manages ₹78 crore, the 24th largest of 26 Retirement funds. Its expense ratio is 1.22% a year, higher than the median of 1.13% for Retirement funds.
Over the last three years it returned 6.25% a year, 23rd of 24 Retirement funds (median 8.81%). Over five years it returned 5.74% a year, 21st of 22. It is 0.92 percentage points a year ahead of its benchmark, the Nifty Composite Debt Index, over three years, on AMFI's figures. Its biggest fall from a peak in the last three years was 1.4%, and AMFI's riskometer rates it Moderate.
Annualised (CAGR) for periods over a year, calculated from AMFI NAVs up to 30 Oct 2026. Past performance does not guarantee future returns. How we calculate returns
1 Year
+3.20%
3 Years
+6.25%
5 Years
+5.74%
Since launch (28 Feb 2019)
+7.22%
Fund and benchmark returns as published by AMFI for 29 Oct 2026, so both sides use the same date and method. They can differ slightly from the figures above.
| Period | This fund | Benchmark | Difference |
|---|---|---|---|
| 1 Year | +3.10% | -0.12% | +3.22 pts |
| 3 Years | +6.26% | +5.34% | +0.92 pts |
| 5 Years | +5.74% | +5.01% | +0.73 pts |
| Since launch | +7.24% | +6.64% | +0.60 pts |
Measured from this fund's own daily NAVs over the last three years.
Volatility (annualised)
1.3%
How much the NAV typically swings in a year. Higher means a bumpier ride.
Worst fall from a peak
-1.4%
The biggest drop from a high to a later low. A sense of what a bad stretch has looked like.
Daily NAV since 28 Feb 2019.
These come from the fund's monthly factsheet and Scheme Information Document (SID). We don't show them yet, because we can't keep them accurate. Check them on ICICI Prudential Mutual Fund's website before you invest.
Funds next to ICICI Prudential Retirement Fund - Pure Debt, in the same category, ranked by 3-year return.
SBI Mutual Fund
Retirement
+6.4% 3Y CAGR
Nippon India Mutual Fund
Retirement
+6.4% 3Y CAGR
Aditya Birla Sun Life Mutual Fund
Retirement
+5.6% 3Y CAGR
ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - Growth Option
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