Why flows show up in headlines
AMFI-style aggregates summarise net subscriptions and redemptions across categories. Spikes often reflect NFO windows, asset-allocation shifts, or distributor-led cohort behaviour — not a single “smart money” dial you must chase.
SIP persistence vs lumpsum pulses
Systematic flows smooth month-to-month noise: rising SIP registrations usually indicate retail discipline, while lumpsum spikes can be tactical and fleeting. Pair flow charts with category valuations only through your own horizon lens.
Keeping research discipline
Use flow prints to sanity-check narratives — then return to expense ratios, portfolio overlap, and goal timelines. BookMyMutualFund surfaces analytics for education; schemes remain subject to market risks.
